Friday, September 27, 2013

More Proof of Climate Change

It seems amazing in a way that this is even newsworthy. Yet when scientific issues become political issues the actual facts always get skewed toward whoever has the money.

However when you talk to people with the knowledge and education to understand climate change and don't have vast amounts of money on the line, they almost unanimously agree that climate change is real and represent a grave risk to the planet and our way of life.

From USA TODAY Guilty: Man at heart of climate's change Landmark U.N. report says it is 'extremely likely' man is to blame for warming climate. Get USA TODAY on your mobile device:

Sunday, September 22, 2013

Green Loans

On one of my other blogs I talk mainly about loans. Mortgages, auto loans, personal loans, etc. As part of that whole endeavor I found an affiliate which I've included ads for on that site to increase revenue. They are a peer to peer online lender/investor. Basically they connect folks that are looking to borrow money with folks that have extra money they'd be willing to lend. The borrowers get the cash they need, and the lenders make some interest on the cash that wasn't doing much for them right now anyway. The site tracks all this and keep a small fee and everyone wins. Personal Loans 

What I found really interesting about this site is one specific category of lending that they offer as something to focus on. They have credit card refinancing, and auto loans, and home improvements. What interests me here though is a specific part of home improvement loans that they focus on. Green loans! They have a whole category of lending for Green Home Improvements! While I'm sure there are many banks out there offering loans for home improvements which you could choose to use for green improvements, I don't think I've seen ads before focused specifically on lending for green projects!

Maybe there really is hope out there that we can save this planet after all. I mean there are lots of folks talking about the fact that we need to do something. And there are plenty of places you can go to find out the kind of things you can do to start turning things around to save the planet. But really until you see the business world focusing on it, it's not really happening. At least not on a large scale.

That's basically the point of this whole blog, savings green. Sure everyone wants to do the right thing if you ask them. But really until the better alternative actually costs less then the easy alternative, then people aren't going to start doing the right in on a large scale. Now that I've seen a bank taking interest I have some amount of renewed hope though. I mean they obviously did a little homework and found that this is a category that they could make a little money with. Once there are ads out there it'll get people thinking, and maybe then actually doing.

So come on board big business and large banks. Let's save the Earth, and Save Some Green!

Thursday, September 19, 2013

Gas Mileage And my Truck Tailgate

For about two years now I have been driving around with my truck tailgate down all the time. The only time I put it up is if I have something in the bed of the truck that I don't want to fall out. Why have I been doing this you ask?

Great question! I had heard that doing this would improve my gas mileage. I had heard it from multiple places and it made a lot of sense. Thinking about the wind that was flowing of my truck into the bed of the truck and then smacking into the close tailgate seems like a no brainer that it was slowing me up. With the tailgate down the wind doesn't need to hit anything and I can roll along and save some mpg's.

So the other night I was leaving my sons soccer practice and a friend was by the back of my truck. He offered to close the tailgate, and I said, no leave it down. I do it to save on gas. He said you are actually burning more gas that way. I said, no way, and was sure he was nuts.

Then he mentioned he saw it on an episode of Myth Buster. Man, that is probably one of the only things he could have said that would have convinced me. I love that show and they guys really seem to be on the ball with their experiments. So he was saying that basically the wind curls back and creates a ball in the back of the truck. Which definitely is true whether the tailgate is up or down, but small misc stuff always collects in the bed of my truck up near the cab. But further that the wind then starts to slide over this air ball and over the tailgate. With the tailgate down the wind actually pushes down on the tailgate and you get worse gas mileage. This really rocked my world!

So I got home and did some googling. It turns out the boys over at Myth Busters did indeed do an episode on this exact subject. And the myth that driving with your tailgate down saves gas mileage was...BUSTED! Ugh!

I did see in the comments from online readers some push back. They only tested it once. They had two different drivers. Etc. I do feel like those guys over at Myth Busters are pretty smart though.

So I've decided to put it to a test myself. I'm going to track my mileage with my tailgate up for the next three gas fill ups. Then I'll do the same with the tailgate down for three fill ups. I'll average both and see if I can find a difference. Now, my idea has some flaws as well because I'm just doing about a week of driving. Most of it is back and forth to work, but there isn't anything saying that I'm driving the same exact route for all my driving for the week, and at the same times, etc. But I guess I gotta go by something.

For the moment I'm assuming that the Myth Busters guys are right, but I think it's worth testing out for myself with my own truck.

I'll report back.